» FAQs


  • How does the process work?

    We have a full electronic, online process.  You just need to fill out the form on our website to see if your car is qualified or you can call into our office at 888-302-4994.  Once that’s done there will be a link sent out to you with a full application that takes roughly 3 minutes to complete.  During that process you will upload:

    • Proof of title
    • Photos of your car
    • Proof of income
    • Proof of residence (any bill with your address on it)

    After that is complete we will e-mail the contract out to you and begin taking steps to setup funding.

    Funds can be sent to you by Check/Wire/ACH/Moneygram.

  • Do I have to bring my car in?

    No.  We have a full electronic process and we do not inspect your car in person.  Borrowers just need to take pictures of their car and send it in by e-mail/text.

  • Do you guys hold onto my car?

    During the term of your title loan, the vehicle remains in your possession and you continue to drive it normally so long as you make your monthly payments on time. After the loan has been repaid in full, the lender can remove their name from the vehicle’s title.

  • How do you value my vehicle?

    Typically, the year, make, model, and mileage of a vehicle determine its resale value. However, vehicle modifications such as interior/exterior upgrades and the vehicle’s overall condition are also taken into account when determining equity. The more information you provide, the more Speedy Title Loans may be able to help!

  • Why go with a title loan over a regular bank loan?

    Title loans can be considerably quicker and have fewer requirements than conventional bank products. Not everyone can meet a bank’s stringent loan requirements, which is why title loans may be a better option if you have been denied bank loans in the past.

  • Why get a title loan?

    Title loans are renowned for being quick and effective financing options. At Speedy Title Loans, you can borrow up to $50,000* using your car as collateral!

  • What is a title loan?

    A title loan is a secured, short-term loan. Using the equity in the vehicle title as collateral, title loans can be a quick method for individuals with poor or no credit to obtain funds. Speedy Title Loans is committed to finding you the best offer on a car title loan so that you can get the cash you need today.