Auto Pawn Loans: Choose Auto Title Loans Instead
At Speedy Title Loans, we understand that life can throw unexpected challenges your way, and sometimes you need quick access to cash. While auto pawn loans might seem like an option, we want you to know that there’s a better choice: Auto Title Loans. Unlike auto pawn loans, auto title loans from Speedy Title Loans allow you to keep possession of your car while you’re paying for your loan, providing you with the convenience and flexibility you need.
Why Choose Auto Title Loans Over Auto Pawn Loans?
Auto title loans from Speedy Title Loans offer several advantages over traditional auto pawn loans:
- Longer Terms: Our auto title loans come with terms of 2-3 years, giving you more time to repay your loan compared to a typical pawn loan.
- Keep Your Car: With an auto title loan, you can keep possession of your vehicle while making loan payments, ensuring no disruptions to your daily life.
- Competitive Interest Rates: Speedy Title Loans offers competitive interest rates, making auto title loans a more affordable option for those in need of financial assistance.
- Simple Approval Process: All you need to get approved for an auto title loan with Speedy Title Loans is a clear car title and valid government-issued ID, such as your driver’s license.
Get Started with Speedy Title Loans Today
Don’t settle for an auto pawn loan when you can enjoy the benefits of an auto title loan from Speedy Title Loans. Our friendly and experienced team is here to help you navigate the process and get the cash you need quickly. Plus, if you already have a title pawn with another company, we may still be able to help you by refinancing it with a lower interest rate!
Visit your nearest Speedy Title Loans location or start your application online today to experience the advantages of our auto title loans. Let Speedy Title Loans put cash in your pocket and help you regain control of your financial situation.
Disclosure and Example of Title Loan Rate & Fees
Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Repayment terms are greater than 90 days and up to 36 months. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
The following chart contains examples that illustrate the cost of a loan to the borrower. It is for informational purposes only to show how APR works.
Please let us know if you have any questions or queries. We are happy to answer all questions and provide any additional information that you may need. Our process is completely transparent, ensuring that you are able to make an informed decision.
Not all consumers will qualify for the representative examples below. Final rates, terms, and fees may vary by lender. If you are offered a loan, you will have the opportunity to review the final offer before accepting. Providing your information on this website does not guarantee approval for a product offering. There is no charge to use this website. Speedy Title Loans may receive compensation from lenders and advertisers in certain circumstances.
| Number of Months | Annual Percentage Rate (APR) | Finance Charge | Amount Financed | Minimum Monthly Payment | Total of Payments |
|---|---|---|---|---|---|
| 12 (minimum) | 35.9056% | $535.44 | $2,615.00 | $256.60 | $3,150.44 |
| 24 | 35.9047% | $1,086.68 | $2,615.00 | $151.24 | $3,520.80 |
| 36 (maximum) | 35.952% | $1,692.37 | $2,615.00 | $117.70 | $4,307.37 |
Disclaimers
- There are no penalties for making additional payments or prepayment.
- APR is calculated based on all installment periods being of equal length.
- Additional fees: Lien fee of $15.00 is financed. Prepaid Documentation Fee is $75.00 for loans up to $4,999 or 5% for loans $5,000 or more.
- Speedy Car Title Loans utilizes the FICO scoring method when credit score is a factor in determining customer credit worthiness.